The profession you choose affects you car insurance
Many of us don't know that are choice of profession can affect your insurance premium. An example of this would be top footballers such as Frank Lampard and Wayne Rooney; you would think that because they have to look after their bodies it would make them safer drivers. But insurance companies think the total opposite, they recon that professional sportsmen are at higher risk of having a car an accident.
You would be wrong to think that it just only affects profession sports men, because they have a 'play boy' lifestyle, according to insurance companies if your job involves you to spent a lot of time on the road then you are at high risk on being involved in an accident. Consequently you will have to pay higher insurance premium because you are more likely to make a claim.
According to insurancewide.com the top six High risk professions are:
- Professional sportsman
- Entertainers
- Journalists
- Marketers
- Politicians
- Restaurateurs
Although not mentioned, Builders and tradesmen can also fall foul of having to pay higher motor insurance premiums, as they frequently use their vehicles for work.
The results of insurancewide.com study also revealed that if you have an occupation that involves you to commute, in theory you should pay a lower motor insurance premium.
Insurancewide.com tell us that the top six low risk professions are:
- Teachers
- Bank managers
- Office workers
- Computer consultants
