A guide to Filing Your Auto Insurance Claim

Weigh up whether or not you should file a claim: If the damage minimal, make a decision on weather pay for it yourself. But don't put yourself in financial difficulties.

Note: Don't Phone your insurance company until you sure you want to claim. Even if you call your insurance company to make an enquiry about making a claim it is sometimes put on your record.

Document every detail about the accident, no matter how small it may seem. It also helps if you have a witness that can back up your story.

Your insurance company will ask you to fill out a form and you will have to give your account of the accident.

Don't wait the fill your claim: If possible file you claim as soon as you get a chance, don't leave it hanging around, Even if it is not your fault!

The insurance will can you: sometimes there will be difference of opinion over whose fault the accident is. The insurance company will then make a number of calls to confirm your version of events.

Getting your car repaired: If your can was damage in anyway your will need to get it fixed, depending on the type of motor insurance cover you have. The insurance company will then send someone to asses the damage it in order to process the claim.