Driving Disqualifications
The government has been trying to reduce road accident figures in the UK for years and the recent trend in achieving this goal has been to target speeding drivers. The fact is that a speeding motorist is more likely to be involved in a car accident than a motorist travelling at the designated speed limit.
The recent trend has been to install hundreds of fixed and mobile speed cameras around the UK in an attempt to slow the UK motoring community down. With the addition to the amount of speed cameras on the roads has come a rise in the amount of motorists that have speeding endorsements on their licences or have had driving disqualifications.
Speeding endorsements come in the form of penalty points of which the amount given depends on the seriousness of the offence. For a minor offence you can expect to get three penalty points put onto your licence that will remain for four years. If a driver gets twelve or more penalty points at one time they can expect to receive a driving disqualification that they must declare when attempting to get car insurance after the ban has finished.
The problem is that as a driver that has been disqualified from driving for speeding offences you are looked upon as a higher risk motorist that a driver that holds a clean licence. This is justified by the fact that evidence proves that a speeding driver is more likely to be involved in an accident resulting in a costly car insurance claims.
As a high risk driver you can expect to pay a higher car insurance premium for your yearly insurance policy. If you have been disqualified from driving for speeding or you have penalty points on your licence it is of the up most importance you find the most competitive quote.
By shopping around and using quality car insurance companies such as www.insureyourmotor.co.uk you can keep those motor insurance costs to a minimum. Companies such as Insure Your Motor have highly trained staff that are available 7 days a week and have 24 hour quote systems in place to make sure that you can achieve a realistic vehicle insurance premium even after a driving disqualification or endorsements on your licence.
